Most folks tend to think of their credit score only impacting the rate they can receive on a new mortgage or auto loan. While this is one important area that’s impacted by credit history, it’s certainly not the only category. Future employers often review credit reports for signs of bankruptcy or other issues related to credit. Insurance companies can also review credit reports, and premiums can be impacted by score. Lastly, landlords also review credit scores to determine the likelihood of receiving their rent payments on time. As we noted in our last segment, payment history is the most significant part of your credit score. Make sure to pay on time to increase it!
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