Real Estate

May 15th - Ep. 15 - Prepare for the Home Buying Process. https://youtu.be/DOOmSuXQrd0?si=vMlupdurSu_3XDK3 May 22nd - Ep.16 - ...

Financial Literacy: Biblical Principles

https://youtu.be/rz6yhqNZ1Us Ep. 10 - Principle #1: Spend Less than you Earn The month of April has been deemed ...

Debunking Tax Myths

02/21/2024 - Ep. 7 Marginal Tax Brackets https://youtu.be/3O-vi6W9Fso In the US, we operate under a federal marginal tax ...

Preparing for Tax Season: Ep. 3-6

01/17/2024 - Ep. 3 Get Your Documents - What Do You Need? To start your preparation for tax ...

Set a Financial Goal for 2024

As you look back on your year and plan for 2024, spend some time reflecting on your finances. ...

Review Your Savings Plan

Going into a new year, it’s important to review your savings rate to ensure that it will allow ...

Review Your Investment Allocation

Throughout the year, markets move up and down. Some years, the swings can be drastic. It’s important to ...

Update Your Spending Plan

https://youtu.be/HJTdekcDvDQ There are ultimately four things that we can do with the money we’ve been given: Give, Live, ...

Review Beneficiaries and Estate Planning Documents

https://youtu.be/SLTildHLEvk The end of the year is a great time to review your beneficiaries and estate planning documents. ...

Shifting Your Charitable Giving

https://youtu.be/pyIHmC2QnHI

Plan Your Charitable Contributions

https://youtu.be/yEpKavy1xbA The holiday season is a perfect opportunity to plan your and maximize your charitable contributions. Many organizations ...

Take Your Required Minimum Distribution (RMD)

https://youtu.be/vw8f53Qilz0 For any tax-deferred retirement account (such as a Traditional IRA, 401(k), or 403(b)), the IRS requires account ...

How to Utilize FSA/HSA Funds

https://youtu.be/TXuwTbmcv8E Last month on Money Mindset, we discussed implementing an FSA or HSA plan if your insurance plan ...

How To Be A Smart Holiday Shopper.

One of the most important facets of managing year-end finances is to be a smart holiday shopper. First ...

What other benefits should I sign up for?

In addition to employer-sponsored retirement plans and group health insurance, life insurance and long-term disability insurance (LTDI) are ...

Should I contribute Roth or Pre-tax?

When it comes to retirement accounts, there are two basic types – Pre-tax (also known as Traditional) and ...

How much do I contribute to my 401(k)?

Most employers now offer some type of employer-sponsored retirement plan.  There are many different types, including 401(k)s, 403(b)s, ...

What do I do with health insurance?

When it comes to group health insurance options, it can be difficult to choose from the myriad of ...

Educational Tax Credits

Educational tax credits are a valuable tool within the realm of tax policy that seeks to encourage and ...

Funding: Childcare Expenses

The Dependent Care Tax Credit and the Dependent Care Flexible Spending Account (FSA) are both financial tools designed ...

Funding for Higher Education – 529 Plans

As the cost of education continues to rise (and often outpace inflation), many parents and guardians have taken ...

Family Finances: Teaching Teens About Money

As children age into teens, they become more independent and more capable to learn about basic financial concepts. ...

Family Finances: Teaching Kids About Money

It’s never too early to start learning about money! While young children won’t understand complicated financial jargon, they ...

Family Finances: Financial Roles

When it comes to communication regarding the family’s finances, assigning roles within the marriage can help lead to ...

Family Finances: Communication

One of the most important keys to financial contentment and success is spousal unity. It’s critical to have ...

Fixed vs. Adjustable Mortgage Rates

Should I Utilize a Fixed-Rate Mortgage or an ARM? Over the past decade, fixed-rate mortgages have ruled the ...

How Do I Prepare For My New Payment?

Congratulations! You’ve accomplished the first step and now know how much house you can afford. Now that you’re ...

Home Buying: Where to Start?

As we enter into the summer months, real estate activity tends to pick up significantly. Summer is a ...

Credit Freeze and Monitoring

In our first segment on credit, we discussed the importance of reviewing credit reports each year. Not only ...

What Makes Up Your Credit Score?

A credit score is comprised of five different factors, and each factor affects your score differently. The factors ...

How Can I View My Credit Report?

Review Your Credit Report It’s a best practice to review your credit report annually. There are three major ...

Why Does My Credit Score Matter?

Most folks tend to think of their credit score only impacting the rate they can receive on a ...

How to reduce the taxes paid?

https://youtu.be/JAArjB1JMXM

Optimize Your Tax Refund

As a starting spot, it’s important to understand what it means to receive a tax refund. Receiving a ...

The US Tax System: A Confusing Landscape

Taxes are an inevitable part of life, and the US tax system is no exception. The taxes that ...

Tax Mindset – Cultural vs Faith

Our societal view of taxes is negative to say the least. Who wants to pay more in taxes? ...

A Breakdown of Secure Act 2.0

SECURE 2.0 makes it easier to save for retirement, easier to preserve savings in retirement, and easier for ...

Sequential Investing Hierarchy – Surplus

Now that a savings plan has been established for long-term goals, the next phase of the hierarchy is ...

Sequential Investing Hierarchy – Secure

The next foundational step is “secure.” This step comes after households have started saving for major, short-term purchases ...

Sequential Investing Hierarchy – Stable

After establishing an emergency fund and implementing the proper insurance policies, the “stable” step comes along. Households begin ...

Sequential Investing Hierarchy – Surviving

The next foundational step is “surviving.” As a reminder, this step comes after all short-term, high-interest debt has ...

Sequential Investing Hierarchy – Struggling

Over the next several weeks, we are going to go through the basic steps of what building a ...

5 Biblical Principles of Money Management – Give Generously

St. Paul tells us that we are to be “cheerful givers.” Generosity can be manifested through contributions of ...

5 Biblical Principles of Money Management – Set Short and Long-Term Goals

Before we start climbing the ladder, we want to make sure the ladder is leaning against the right ...

Build Margin and Protect Against Emergencies

Unfortunately, things go wrong. To protect against the downsides that we often can’t control, it’s imperative to have ...

5 Biblical Principles of Money Management – Be Wise with Debt

Debt is very prevalent in today’s society, and it’s often portrayed as something that everybody does. Our culture ...

5 Biblical Principles of Money Management – Spend Less than you Earn

https://youtu.be/T1Wh5DUxico As we dive into the 5 Biblical money management principles, we begin with the simplest, yet most ...

From the “Why” to the “How” – Financial Belief System

https://youtu.be/3CVp6NosW9c As we transition from the “why” to the “how” with Biblical financial principles, we must first examine ...

The Big Three Questions – Biblical Worldview

https://youtu.be/nsabtbi4iSY As we’ve noted in previous weeks, God has a lot to say about money. So, what are ...

The World’s Big Three Questions

https://www.youtube.com/watch?v=t8seoaP2Sgg As financial planners, the three most common questions that we get are as follows: · Will I ...